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Loan Modification, Mortgage Modification Services - Free Counseling

How you can save your home for Foreclosure, and FAST!

A Loan Modification is arguably the most effective tool you can use if you are behind on your mortgage and in midst of a financial hardship to save your home from entering foreclosure. With a loan modification, the mortgage loan is restructured so that it is affordable and can fit comfortably into your budget rather than being an overwhelming monthly drain on already tight finances.

Customer currently in foreclosure on 1st and 2nd with a sale date of 11/22
1st mtg is 8.4% neg am IO
2nd is 10.6% fixed

Approval is $7929.26 down, 1st 6.90 IO and 2nd remains at 10.6 as they do not modify 2nds.

3 months step to modification. If the payments are made as agreed, loan then modified to 6.90 fix, all past due capitalized into balance. The 2nd will be brought current and the payments will remain the same. Customer will be sent package for updated income at the end of 3 months, if all remains the same the mod will be approved.  Down payment due back with doc’s and first payment is 10/25.

Why Use a Loan Modification Attorney?

Lenders are difficult for two main reasons: first, you get different answers from different service reps every time you contact your lender; and second, they are not set up to help you unless you already know exactly what they want. To get the best loan modification deal, you need legal assistance. Read on to find out how a loan modification attorney can help you get real results from your bank.

1. They know your needs. A loan modification attorney will look at your case from a legal point of view. They know the right way to approach your lender, and they’ll help you prepare your application for speedier processing. When we present your case, we’ll be armed with all the supporting documents and the right negotiation techniques.

Modification Attorneys Like us WILL get you the best Loan Settlement Possible!

Lenders will take you more seriously when you have a professional by your side. Essentially, your loan modification attorney will be vouching for you. Because they can use legal information as leverage, the modifications they can get are much better than what you can get on your own. 

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